10 Money Principles

Treasure-Hunting-10-principles

The following post is part of our Treasure Hunting series. Find out more about our Treasure Hunting series here.


To help you in your biblical understanding of money and possessions, we've outlined 10 money principles (that are more about your heart than your money). Each principle comes complete with scripture references to study.

  1. Jesus gives status, comfort, and security--money does not. Money is fool's gold that utterly fails to meet those deepest needs. (Ecclesiastes 5:10; Matt. 6:25; Luke 12:15)
  2. Nothing I have is truly mine. Everything belongs to God. Everything I possess has been given to me by God for me to manage. When I use God's resources inappropriately, I am embezzling (1 Chron. 29:11-12, 16; Deut. 8:17-18; Psalm 89:11)
  3. My money reveals what my heart loves. My budget is a fool-proof sign for what I value most in life. (Matt. 6:19-21; Luke 12:33-34)
  4. I can’t take it with me. Neither money nor possessions will matter after death--I am just traveling through earth on my way to heaven. (Matt. 6:19-21; Luke 12:13-21)
  5. My budget starts with being rich towards God. That is my first expense, before I determine what else I will do. (Prov. 3:9-10; Neh. 10:35; Matt. 6:33)
  6. Tithing & generosity are natural responses to grace. Though tithing is not a specific New Testament command (other than a reference by Jesus), God's people after Jesus should be more generous than God's people before Jesus. 10% is the minimum generosity level for a New Testament believer (apart from special circumstances). Midtown members commit to supporting God's mission in our church family through tithing. (Psalm 112:5; Mal. 3:8-10; Matt. 23:23; 1 John 3:17)
  7. If I am unable to be generous without going into debt, I need to rearrange my life and budget. Except for seasons of unusual need, generosity should be incorporated into my normal budget (Prov. 11:24; Prov. 21:26; Luke 6:38; 1 Timothy 6:17-19)
  8. God wants me to enjoy the gifts He gives me. Like a good father, He is pleased when I enjoy His gifts and worship Him as the giver. (Matt. 7:11; Rom 1:21; 1 Tim. 6:17; James 1:17)
  9. It is wise to save for expenses that will come up later. Thinking ahead and saving for purchases is wiser than going into debt for purchases. (Gen. 21:25-27; Prov. 6:6-8; Prov. 13:16; Prov. 21:20; Prov. 22:7; Psalm 37:21)
  10. In Christ I have all the riches I'll ever need. Contentment is what Jesus produces in me--not the desire for more. (Phil. 4:11-13; Heb. 13:5; 1 Tim. 6:9-11; Matt. 6:25-34; 1 Tim. 6:8)