finances

Money Health Diagnostic

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The following post is part of our Treasure Hunting series. Find out more about our Treasure Hunting series here.


In a bacon-and-egg breakfast, what's the difference between the chicken and the pig?

The chicken is involved, but the pig is really committed.

To help you really commit and faithfully take next steps in light of what Jesus has been teaching us throughout this series, we are giving you a money health diagnostic tool. The goal with this tool is to use it as a personal inventory of your heart when it comes to money.

For most people in our culture, money is often seen as a massively private issue.  The problem with that is that left in the darkness of isolated secrecy, money problems do not tend to fix themselves. Similarly, left in the darkness of isolated secrecy, our hearts do not tend to fix themselves or repent very well.

So when Jesus calls us to walk in the light because He has made us children of the light (Ephesians 5:8-14), He’s not cursing us. He’s inviting us into His blessing. He’s inviting us into His freedom and His peace. The best, most biblically faithful way for real spiritual growth to happen in the area of our finances is for us to honestly deal with our finances in the context of community.

So use the Money Health Diagnostic as a personal tool and use it as a discussion guide to help talk about your finances in your LifeGroup. Use it as a tool to help keep your cash clear and help you grow in being rich towards God.

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This post was contributed by pastor Jon Ludovina. Jon serves by overseeing our teaching and preaching. Follow Jon on Twitter at @j_luda. Find out more about our leadership on our leadership page.

A Little Help From Our Friends

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The following post is part of our Treasure Hunting series. Find out more about our Treasure Hunting series here.


Each of the following men have been influential in helping our staff honor Jesus in our financial management and grow in generosity to send our wealth ahead by investing in Jesus’ kingdom and mission. Check out their resources for further study, or give them some love for helping us lead and teach you.

Dave Ramsey @DaveRamsey www.daveramsey.com It’s been funny throughout this series how many people have come up to me and asked me, “Have you ever heard of Dave Ramsey?! He teaches a lot of the same stuff y'all are teaching in this series!” The simple answer is yes. Although I haven’t been actively listening to or learning a lot from Dave, he was absolutely instrumental in helping me learn a lot of basics of personal finance when I was in college. From nationally syndicated radio shows, to regional classes and online tools, Dave is a great resource to help you start living on a budget and be more wise and generous in giving more of your riches away.

Ronald Blue @KingdomAdvisors www.ronblue.com www.kingdomadvisors.org Ronald Blue provides clients with biblically sound wisdom on planning, investing and maximizing generosity (i.e. the longest term investment). He has worked for and started multiple successful financial businesses, including Ronald Blue & Co. (personal financial advisors) and Kingdom Advisors (training for biblical financially-minded people to assist others). He also provided the bucket illustration that we gladly stole and adapted for our sermon Wise, Wicked or Lazy. Thanks Ron!

Randy Alcorn @RandyAlcorn Randy is an author who has written many books including two that were particularly helpful for our treasure hunting series. If you’d like to read more to continue growing in your faithful, biblical financial management in light of eternity, read his book Money, Possessions & Eternity, or if you have less time to spare, the shorter version Treasure Principle.

Steve Von Fange Steve is a relatively new missionary member to the Midtown family, and his gracious generosity and wisdom have already been very helpful.  He is about to start leading a LifeGroup, provided a free day of financial training for our staff, is father to one of our resident interns and graciously offered to teach a Personal Finance Seminar for our church family in conjunction with our Treasure Hunting Series. Steve, thanks for graciously giving yourself to our family and being in on Jesus’ mission for our city!


This post was contributed by pastor Jon Ludovina. Jon serves by overseeing our teaching and preaching. Follow Jon on Twitter at @j_luda. Find out more about our leadership on our leadership page.

Money Management Principles

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The following post is part of our Treasure Hunting series. Find out more about our Treasure Hunting series here.


In Sunday's sermon, we looked at four money management principles taken from a parable that Jesus tells in Matthew 25:14-30 (he tells another version of this parable in Luke 19:11-27). These four money management principles are a tiny portion of the hundreds of biblical wisdom principles for how we handle our finances. But they are also some of the most foundational principles to help us view our money in light eternity and in light of who God is.

Money Management Principle #1: It’s all God’s. (Matthew 25:14-15, Psalm 50:10-12, Haggai 2:8) Everything in all of creation is God’s. There’s nothing He doesn’t rightly look at say, “Mine!” In Psalm 50, He goes as far as to say that if He was hungry (for a delicious steak wrapped in bacon hypothetically), He wouldn’t ask us for food. He has plenty.  The fact that God owns everything means He doesn’t need our money. But it also means, we need to understand that He owns it or we will never learn how to handle it correctly.

Money Management Principle #2: I have a job to do. (Matthew 25:14-15, Proverbs 27:23-24, Proverbs 6:6-11) Because everything is God’s, whatever He has given us is a trust that we are called to manage faithfully. What God has given us includes every opportunity, every relationship, every talent, every bit of leadership ability...and it also includes every dollar. We are Jesus’ account managers charged with the task of bringing a return on his investment in our lives.

Money Management Principle #3: It’s not about how much I get; it’s about being faithful. (Matthew 25:15-18, 1 Corinthians 4:2) People get different amounts; different amounts of intellect, different amounts of opportunity, different amounts of ability, different amounts and quality of parenting. And people get different amounts of money. The question isn’t 'how much did you get?' The question isn’t 'why didn’t you get more or why did so-and-so get so much?' The question is 'were you faithful with what you were given?'

Stop believing that if you got more, then you would start working hard, planning well and giving sacrificially and faithfully. Money is a heart issue, not a salary issue. If you won’t give now, if you won’t be faithful now with a little, then getting more money will not magically change your heart to want to work hard, be faithful or give more.

Money Management Principle #4: My money reveals my heart. (Matthew 25:19-30, Matthew 6:21, Luke 12:34) Every financial decision I make is a spiritual decision. Every financial decision I make reveals my heart. Every financial decision reveals what I value on planet earth. If I don’t value God’s kingdom, then my money will not flow towards God’s kingdom. Money is an objective truth teller that reveals what my heart truly treasures.

So what is your money saying about your heart? Are you listening to what your wallet is preaching about you?  How loudly is your money proclaiming to the world that Jesus is what you treasure most?


This post was contributed by pastor Jon Ludovina. Jon serves by overseeing our teaching and preaching. Follow Jon on Twitter at @j_luda. Find out more about our leadership on our leadership page.